$$P = (x : y : z), \quad x+y+z \ne 0, \qquad \vec{P} = \frac{x\,\vec{A} + y\,\vec{B} + z\,\vec{C}}{x+y+z}.$$
Relative to a reference triangle $ABC$, every point is written as a weighted average of the vertices; the weights (defined up to a common scale) make cevians, ratios, and collinearity purely algebraic.